Appraisal services for Kennewick and Benton County homeowners

Here are the top 7 reasons WA homeowners hire Forever Home Appraisal:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in WA by determining the true market value of property in question

Own a home in or near Kennewick, WA and need help determining the price of it?
Contact Forever Home Appraisal.

At Forever Home Appraisal, we understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Forever Home Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We're seasoned in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Forever Home Appraisal is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Forever Home Appraisal can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.